<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url>
    <loc>https://joongangjournal.com/article/2007</loc>
    <lastmod>2026-11-07T00:01:07.302Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-07T00:01:07.302Z</news:publication_date>
      <news:title>미국 영주권 &apos;공적부조&apos; 심사 강화, 이민자 사회 혼란과 복지권 위협</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/2006</loc>
    <lastmod>2026-11-06T22:30:55.470Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T22:30:55.470Z</news:publication_date>
      <news:title>청년 월세 지원 50만원 확대, 소득·적용 기준 미확정…시민 혼란 우려</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/2005</loc>
    <lastmod>2026-11-06T22:01:52.786Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T22:01:52.786Z</news:publication_date>
      <news:title>기후 위기 시대, &apos;못난이 농산물&apos;로 지속 가능한 식탁을 차리는 법</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/2004</loc>
    <lastmod>2026-11-06T21:31:21.680Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T21:31:21.680Z</news:publication_date>
      <news:title>미 중간선거 후폭풍, 대중 첨단기술 통제 지속…한국 산업계 대응 시급</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/2003</loc>
    <lastmod>2026-11-06T21:02:38.912Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T21:02:38.912Z</news:publication_date>
      <news:title>KLPGA 최종전 대보 하우스디 챔피언십 1R, 김민솔·서교림 공동 16위…타이틀 경쟁 심화</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/2002</loc>
    <lastmod>2026-11-06T20:31:08.905Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T20:31:08.905Z</news:publication_date>
      <news:title>2021년 저금리 주담대, 11월 금리 재산정 도래…이자 부담 현실화</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/2001</loc>
    <lastmod>2026-11-06T20:00:49.321Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T20:00:49.321Z</news:publication_date>
      <news:title>인공지능 시대, 인간 가치 탐색…2026 인문문화축제 6일 개막</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/2000</loc>
    <lastmod>2026-11-06T19:32:32.746Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T19:32:32.746Z</news:publication_date>
      <news:title>보금자리론 금리 인상, 11월 8일 신청 마감과 우대금리 조건 재점검</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1999</loc>
    <lastmod>2026-11-06T18:32:46.764Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T18:32:46.764Z</news:publication_date>
      <news:title>청년 주택드림 대출, 최저 2.2% 금리 적용 조건과 실제 혜택 심층 분석</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1998</loc>
    <lastmod>2026-11-06T18:01:27.136Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T18:01:27.136Z</news:publication_date>
      <news:title>2026년 3월부터 만 4세 유아 무상교육·보육 확대, 학부모 부담 경감</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1997</loc>
    <lastmod>2026-11-06T17:02:10.055Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T17:02:10.055Z</news:publication_date>
      <news:title>30대 &apos;쉬었음&apos; 인구 증가, 원하는 일자리 부족이 주요 원인</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1996</loc>
    <lastmod>2026-11-06T16:32:51.012Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T16:32:51.012Z</news:publication_date>
      <news:title>고정형 주담대 금리 5%대 장기화, 차주들 대환대출·금리인하요구권 활용해야</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1995</loc>
    <lastmod>2026-11-06T16:00:54.789Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T16:00:54.789Z</news:publication_date>
      <news:title>조작기소 특검법 국회 통과, 적용 범위·절차·시민 영향 불확실</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1994</loc>
    <lastmod>2026-11-06T15:31:27.417Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T15:31:27.417Z</news:publication_date>
      <news:title>보금자리론 금리 5%대 진입, 우대금리 적용 시 실질 혜택은?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1993</loc>
    <lastmod>2026-11-06T14:32:17.192Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T14:32:17.192Z</news:publication_date>
      <news:title>보금자리론 우대금리, 11월 금리 인상 속 취약계층 실질 혜택 분석</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1992</loc>
    <lastmod>2026-11-06T13:31:18.967Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T13:31:18.967Z</news:publication_date>
      <news:title>보금자리론 우대금리, 취약계층 주거비 부담 경감에 얼마나 기여하나</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1991</loc>
    <lastmod>2026-11-06T13:01:26.549Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T13:01:26.549Z</news:publication_date>
      <news:title>KBO, 2027시즌 승부치기 도입 확정…국제대회 경쟁력 강화 박차</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1990</loc>
    <lastmod>2026-11-06T12:32:01.251Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T12:32:01.251Z</news:publication_date>
      <news:title>KBO, 2027시즌 참가활동기간 1월 25일로 조정…해외 스프링캠프 현실 반영</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1989</loc>
    <lastmod>2026-11-06T12:01:27.919Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T12:01:27.919Z</news:publication_date>
      <news:title>KBO, 2027시즌 심판 판정 시스템 개선 박차…ABS 기준 및 교육 강화</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1988</loc>
    <lastmod>2026-11-06T11:30:40.417Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T11:30:40.417Z</news:publication_date>
      <news:title>KBO, 퓨처스리그 신규 구단 창단 지자체 공모 마감…2027시즌 확대 운영 가시화</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1987</loc>
    <lastmod>2026-11-06T11:00:56.875Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T11:00:56.875Z</news:publication_date>
      <news:title>KBO, 2027시즌부터 FA 등급제 폐지…선수 이동 활성화 기대</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1986</loc>
    <lastmod>2026-11-06T10:31:16.056Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T10:31:16.056Z</news:publication_date>
      <news:title>KBO, 외국인 선수 보유 확대 속 국내 선수 보호 방안 모색…선수협 우려 반영되나</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1985</loc>
    <lastmod>2026-11-06T10:01:30.762Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T10:01:30.762Z</news:publication_date>
      <news:title>KBO, 2027시즌 선수 최저 연봉 3300만원으로 인상…5년 만의 조정</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1984</loc>
    <lastmod>2026-11-06T09:35:08.188Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T09:35:08.188Z</news:publication_date>
      <news:title>KBO 한국시리즈, 삼성 홈 3연전 돌입…우승팀 배당금 규정에 관심</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1983</loc>
    <lastmod>2026-11-06T08:01:06.636Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T08:01:06.636Z</news:publication_date>
      <news:title>박인서 전 인천시 정무부시장, 인천항만공사 신임 사장 취임…인천항 현안 해결 기대</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1982</loc>
    <lastmod>2026-11-06T07:01:00.410Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T07:01:00.410Z</news:publication_date>
      <news:title>난임 치료 휴가 유급 기간 11월 27일부터 2배 확대…난임 부부 부담 경감</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1981</loc>
    <lastmod>2026-11-06T06:01:13.343Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T06:01:13.343Z</news:publication_date>
      <news:title>크리스티아누 호날두, 포르투갈 국가대표팀 은퇴…23년 여정 마침표</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1980</loc>
    <lastmod>2026-11-06T05:01:13.110Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T05:01:13.110Z</news:publication_date>
      <news:title>반도문화재단, 동탄2신도시서 홍시야 작가 초대전 개최…건설사 문화 공간 조성 확대</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1979</loc>
    <lastmod>2026-11-06T04:31:20.275Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T04:31:20.275Z</news:publication_date>
      <news:title>보건복지부, &apos;제3차 공공보건의료 기본계획&apos; 발표…지역 간 의료 격차 해소 목표</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1978</loc>
    <lastmod>2026-11-06T04:02:11.395Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T04:02:11.395Z</news:publication_date>
      <news:title>재외동포청, 해외 공관 1종 운전면허 갱신 및 국제면허증 신청 확대</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1977</loc>
    <lastmod>2026-11-06T03:31:40.609Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T03:31:40.609Z</news:publication_date>
      <news:title>동티모르 대통령 첫 방한, 한국 &apos;글로벌 책임 강국&apos; 역할 확대</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1976</loc>
    <lastmod>2026-11-06T02:31:36.150Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T02:31:36.150Z</news:publication_date>
      <news:title>가계대출 총량 관리 목표 상향에도 실수요자 대출 문턱 여전</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1975</loc>
    <lastmod>2026-11-06T02:01:22.820Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T02:01:22.820Z</news:publication_date>
      <news:title>10월 소비자물가 2.8% 상승에도 생활물가 부담 여전</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1974</loc>
    <lastmod>2026-11-06T01:31:02.283Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T01:31:02.283Z</news:publication_date>
      <news:title>농협중앙회장 직선제 전환, 선거비용·감사 독립성 논란 지속</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1973</loc>
    <lastmod>2026-11-06T01:01:41.862Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T01:01:41.862Z</news:publication_date>
      <news:title>조작기소 특검법, 적용 범위·증거능력 불분명…시민 혼란 가중 우려</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1972</loc>
    <lastmod>2026-11-06T00:01:38.827Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-06T00:01:38.827Z</news:publication_date>
      <news:title>수출 호조 속 경제 체감도 하위권, &apos;성장과 삶&apos;의 간극 해소 과제</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://joongangjournal.com/article/1971</loc>
    <lastmod>2026-11-05T23:01:10.590Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>중앙저널</news:name>
        <news:language>ko</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T23:01:10.590Z</news:publication_date>
      <news:title>엄우종 전 ADB 사무총장, 세계은행 부총재 겸 독립책임메커니즘 사무총장 임명</news:title>
    </news:news>
  </url>
</urlset>